Home Energy Improvement Loan Rate Drops One Percentage Point

first_imgHome Energy Improvement Loan Rate Drops One Percentage Point MONTPELIERIt just got a little more affordable for Vermont homeowners to prepare their homes for winter weather. The interest rate for the Warm and Weatherized Loan Program has dropped one percentage point since the program was first announced in September. The five-year fixed interest rate on program loans is now 2.75 percent. Earlier this fall, the State Treasurer’s Office partnered with TD Banknorth and Efficiency Vermont to make $2 million in unsecured loans available to homeowners who want to reduce their fuel costs by making their homes more energy efficient. Loans also are available to replace old, inefficient heating equipment. The interest rate for the loans is linked to the prime lending rate. As that rate has declined, so has the fixed interest rate for loans through the Warm and Weatherized Loan Program. The fixed interest rate is set at 1.25 percentage points below the prime lending rate. “The program gives Vermonters another opportunity to decrease their energy bills,” said State Treasurer Jeb Spaulding. “The lower interest rate makes this option even more affordable to homeowners.” Loans are available through any of TD Banknorth’s 35 Vermont locations. Loans range from $2,500 to $5,000. Improvements eligible under the Warm and Weatherized Loan Program include, but are not limited to:Comprehensive whole-house air sealing;Added attic insulation installed in conjunction with air sealing where current ceiling insulation is six inches or less;Dense-pack cellulose in wall cavities that have less than 1-½ inches of insulation present;Lighting efficiency upgrades; andAny health, safety or moisture control measures associated with the improvement package. As a limited time offer through March 31, 2009, Efficiency Vermont will pay 10 percent or up to $500 of the cost of comprehensive improvements. This offer does not cover improvements that only address upgrades to stand-alone furnaces and boilers. The loan program runs through June 30, 2009. For more information, contact the TD Banknorth branch closest to you.-end-last_img read more

Three good reasons for monitoring child abusers

first_img1. Coroner takes aim at parents, CYF over baby’s deathNZ Herald 29 Feb 2012(Coroner Peter) Ryan also considered CYF’s role in the girl’s death, saying the agency had no involvement with her before her hospital admission despite staff taking Ms Percy’s first child from her…. The inquest revealed that CYF was not aware Sage existed until September 18, 2009 – nine days before her death – when Plunket told the agency Ms Percy had given birth to a third child but that staff had not seen that baby for nine months.Coroner says child agencies must talkNZ Herald 23 Feb 2012The inquest had heard how CYF became aware of Hail-Sage only after a doctor raised concerns about her health shortly before she died. This was despite her mother being a domestic purposes beneficiary and two of her children already being in CYF care because of safety fears.2. CYF unaware smothered baby even bornNZ Herald 1 June 2012A Rotorua mother jailed this week for suffocating her baby while drunkenly sleeping was thought to have been “coping” by Child, Youth and Family before the tragedy. The agency was unaware Ngaire Kura Tukiwaho had given birth to Tahi Elvis Edwards, who died at just 2 months old as she slept on him in the back of a parked car after a day of drinking in January last year… Three years earlier, Tukiwaho, 30, lost a 1-month-old son, Hoani Benino, to cot death and was advised of safe sleeping practices… CYF had been involved with Tukiwaho in 2008 after concerns about her two eldest children. At that time, CYF was also advised of Hoani’s death…. In 2007, CYF had previously taken into its custody two children which the boy’s father had with another woman. After Tahi’s death, two of his siblings were taken into the care of members of Tukiwaho’s family, as was a third child she gave birth to later that year.3. Mother on charge of baby murderNZ Herald 9 Dec 2010A woman yesterday charged with murdering her newborn baby pleaded guilty to disposing of the body of another newborn child earlier this year.last_img read more