Have £1k to invest? Here’s how I’d start investing today

first_img Now might seem like a bad time to start investing. However, the recent stock market crash has thrown up some fantastic bargains for long-term investors. These companies might face an uncertain outlook in the near term, but they could see strong growth over the long run.As such, if you’re looking to start investing with £1,000 today, now could be a great time to snap up a basket of these undervalued businesses.5G is here – and shares of this ‘sleeping giant’ could be a great way for you to potentially profit!According to one leading industry firm, the 5G boom could create a global industry worth US$12.3 TRILLION out of thin air…And if you click here we’ll show you something that could be key to unlocking 5G’s full potential…Start investing with £1,000As the coronavirus crisis rumbles on, the global economy is facing an uncertain future. Unemployment is surging, bad debts are rising, and many companies are struggling to stay afloat.Nevertheless, some businesses are coping better than others in the storm. Blue-chip champions, such as Unilever and Reckitt Benckiser, have seen sales of some products rise. Meanwhile, FTSE 100 dividend giant Legal and General, seems to be shrugging off the worst of it.These companies could be excellent long-term investments if you want to start investing with single stocks.However, picking single stocks can be a time consuming and risky process. It can also be costly. While some online stock brokers offer commission-free trading, others charge per deal placed. These costs can add up if you’re placing lots of small transactions.Therefore, if you’re looking to start investing with £1,000, it could be better to buy a low-cost index fund, or other fund offerings.Buying fundsThe great thing about funds is that you don’t have to do any work. When you’ve picked a fund, all you need to do is click ‘buy’, sit back, and watch your money grow. That makes them a great product to use if you want to start investing. Funds also buy a basket of stocks. This diversification helps minimise the risk of loss in the portfolio. Even if one or two companies go out of business, with a diversified portfolio, the impact should be minimal over the long run.One of the best investment funds on the market at the moment is Fundsmith Equity. Managed by legendary fund manager Terry Smith, the equity fund seeks to own the best businesses in the world. Its historical performance suggests it’s quite good at meeting that goal.If you don’t want to pick a fund manager, a low-cost FTSE 250 or FTSE 100 tracker fund could also be a good product to start investing. These funds only seek to track their underlying index. So there’s no risk the fund manager will make a mistake or take on too much risk like Neil Woodford did. What’s more, as these funds only track the underlying index, they tend to be quite cheap.Today, you can buy a tracker fund with management fees of less than 0.2% per annum, compared to nearly 1% for active funds. This can have a significant impact on your investment returns over the long term.If you want to start investing today, the best solution may be a combination of passive and active funds. That would help reduce costs and allow you to benefit from the advantages of having an active investment manager at the same time. Have £1k to invest? Here’s how I’d start investing today Rupert Hargreaves | Sunday, 10th May, 2020 See all posts by Rupert Hargreaves “This Stock Could Be Like Buying Amazon in 1997” Rupert Hargreaves owns shares in Unilever. The Motley Fool UK owns shares of and has recommended Unilever. Views expressed on the companies mentioned in this article are those of the writer and therefore may differ from the official recommendations we make in our subscription services such as Share Advisor, Hidden Winners and Pro. Here at The Motley Fool we believe that considering a diverse range of insights makes us better investors. Click here to claim your copy now — and we’ll tell you the name of this Top US Share… free of charge! Enter Your Email Addresscenter_img I’m sure you’ll agree that’s quite the statement from Motley Fool Co-Founder Tom Gardner.But since our US analyst team first recommended shares in this unique tech stock back in 2016, the value has soared.What’s more, we firmly believe there’s still plenty of upside in its future. In fact, even throughout the current coronavirus crisis, its performance has been beating Wall St expectations.And right now, we’re giving you a chance to discover exactly what has got our analysts all fired up about this niche industry phenomenon, in our FREE special report, A Top US Share From The Motley Fool. Renowned stock-picker Mark Rogers and his analyst team at The Motley Fool UK have named 6 shares that they believe UK investors should consider buying NOW.So if you’re looking for more stock ideas to try and best position your portfolio today, then it might be a good day for you. Because we’re offering a full 33% off your first year of membership to our flagship share-tipping service, backed by our ‘no quibbles’ 30-day subscription fee refund guarantee. Simply click below to discover how you can take advantage of this. I would like to receive emails from you about product information and offers from The Fool and its business partners. Each of these emails will provide a link to unsubscribe from future emails. More information about how The Fool collects, stores, and handles personal data is available in its Privacy Statement. Image source: Getty Images Our 6 ‘Best Buys Now’ Shareslast_img read more

Tom Smith

first_img Size doesn’t matter. Just ask Scotland’s Tom Smith. Despite a lack of size or experience, he rocketed to prominence in 1997 after being picked for the Lions tour of South Africa. Far from a shoo-in for selection, he had played only three Tests for his country before he was selected by Ian McGeehan to go on the hallowed trip.Once he was there, his strength in the scrum and his mobility stood him apart from other props; he offered a lot of power in a smaller package than most. He also did this with no boasting; Smith is as softly spoken and modest as players come.If you think at 5ft 10in and 16st he sounds tiny for a modern prop, you will be shocked to hear he also played at No 8 for Scottish Schools. He always had ball skills – at age-grade level his coach, former Scotland cap Alastair McHarg, once shouted at him: “That’s a one on your back, not a ten!”Of course it was Smith’s pluck that made him stand out. He played six consecutive Lions Tests in a row, from 1997 to 2001. He captained Scotland for a brief period in 2001 and played in two World Cups, in 1999 and 2003. He was never on the bench for a single one of those Tests. Setbacks like that couldn’t faze him. He made the most of what he had and succeeded.For the latest Rugby World subscription offers, click here. TAGS: The Greatest Players LATEST RUGBY WORLD MAGAZINE SUBSCRIPTION DEALScenter_img Smith was also a key player for Northampton between 2001 and 2009, having previously played with Brive in France. Winning a Powergen Cup was big for Saints, but Smith never made a fuss about it. He never made a fuss about anything.This is all the more impressive when you realise that Smith has suffered from epilepsy his entire playing career. It never held him back. He once played a Calcutta Cup match after having a seizure that same day. Major teams: Watsonians, Dundee, Glasgow, Brive, NorthamptonCountry: ScotlandTest span: 1997-2005Scotland caps: 61 (61 starts)Lions caps: 6 (6 starts)Test points: 30 (6T)last_img read more

Paschal controls own fate heading into Friday finale

first_imgLinkedin ‘Dynamic’ Thomas does it all Fort Worth set to elect first new mayor in 10 years Saturday Previous articleMayfest brings over 200,000 people to Fort Worth with limited parking optionsNext articleSouth Central Alliance of Churches offers ‘help and hope’ Matt Jennings RELATED ARTICLESMORE FROM AUTHOR printAfter a disappointing loss on Senior Night Wednesday evening, playoff hopes come down to the last day of the season for the Paschal Panthers.On Friday evening, Paschal (11-11, 7-6 Dist. 4-6A) will travel to Arlington High to take on the Colts (7-14, 4-9 Dist. 4-6A), who have already been eliminated from the playoffs.It is not necessarily a must-win game for the Panthers even though they are tied with the North Crowley Panthers for fourth place in the standings. Paschal owns the tiebreaker over North Crowley and will advance to the playoffs with a win or a North Crowley loss.Head Coach Darrell Preston said it was sad his team was unable to get the seniors a win on Senior Night, but said he told them to keep their heads up.“I told them that I know it hurts, but if you go and win Friday night and get yourself into the playoffs and then win a first-round playoff series then you aren’t going to remember this,” said Preston.The first time the Panthers faced off against the Colts this season, the night ended in a thrilling way. The two teams were tied heading into the ninth inning. Arlington scored one run to take the lead, but Paschal scored twice and walked off in the bottom half of the inning to a 10-9 win.Preston said his team showed a lot of resiliency during that game as they came back from three different deficits before eventually getting the win.“I’m proud. To show that fight and dig in deep and doing it for each other and pulling for one another,” Preston said. “For them to never get down and just keep fighting is a great thing.”On the mound for Panthers on Friday will likely be sophomore Austin Smith. Smith got the start the first time Paschal faced Arlington and did not factor in the decision. The southpaw went four innings and allowed three runs on eight hits while striking out one.Junior Tanner McCaskey is the probable starting pitcher for the Colts. Last time against Paschal, McCaskey allowed six runs but only two earned as his defense made four errors behind him. The right-hander went five innings, allowed seven hits, and struck out six.Preston said he was optimistic heading into Friday. He said he plans on his team just doing the same thing and bouncing back.“What we are doing is not broken. You just got to put this behind you and tomorrow is a new day,” Preston said. “We are just going to get back after it and go through our same routine and get ready.”First pitch at Arlington High on Friday evening is slated for 7 p.m. Matt Jenningshttps://www.tcu360.com/author/matt-jennings/ Facebook Facebook Matt Jenningshttps://www.tcu360.com/author/matt-jennings/ ReddIt Matt Jenningshttps://www.tcu360.com/author/matt-jennings/ Linkedin Abortion access threatened as restrictive bills make their way through Texas Legislature Matt Jennings Grains to grocery: One bread maker brings together farmers and artisans at locally-sourced store Matt Jenningshttps://www.tcu360.com/author/matt-jennings/ ReddIt Martin takes advantage of Paschal’s mistakes + posts ‘Dynamic’ Thomas does it all Twitter Twitter IMAGE: Head to headlast_img read more

Grenoble-based radio station badly damaged in arson attack

first_img Use the Digital Services Act to make democracy prevail over platform interests, RSF tells EU January 28, 2019 Grenoble-based radio station badly damaged in arson attack Organisation FranceEurope – Central Asia Condemning abusesProtecting journalists Violence FranceEurope – Central Asia Condemning abusesProtecting journalists Violence  France is ranked 33rd out of 180 countries in RSF’s 2018 World Press Freedom Index. Help by sharing this information Grenoble’s state prosecutor said that the entrance door to the radio station had been forced before the fire started and that the initial findings therefore indicated that this was a deliberate criminal act against the station. No one has so far claimed responsibility for the arson attack. The radio station’s journalists and management say that the station had not been the target of any threats in recent days or weeks despite the current climate of mistrust of journalists in France. News June 2, 2021 Find out more RSF_en The radio station, France Bleu Isère, is no longer broadcasting as a result of the fire that began at around 2:30 a.m. today. No one was injured because staff do not start arriving until around 3 a.m. Reporters Without Borders (RSF) condemns the arson attack that badly damaged a public service regional radio station in Grenoble, in southeastern France, early today and calls on the authorities to shed all possible light on this appalling act of violence. Receive email alerts RSF denounces Total’s retaliation against Le Monde for Myanmar story to go further “We’ll hold Ilham Aliyev personally responsible if anything happens to this blogger in France” RSF says News June 4, 2021 Find out more “We firmly condemn this shocking, criminal act against a radio station that was designed to have a chilling effect on its staff and on all journalists,” said Pauline Adès-Mével, the head of RSF’s EU-Balkans desk. “The Grenoble state prosecutor’s investigation must gather all the evidence needed to convict those responsible and impose sentences appropriate to the gravity of this crime.” News News Follow the news on France May 10, 2021 Find out morelast_img read more

Banks’ Credit Exposure is Much Less Risky These Days

first_img Governmental Measures Target Expanded Access to Affordable Housing 2 days ago Data Provider Black Knight to Acquire Top of Mind 2 days ago Share Save Demand Propels Home Prices Upward 2 days ago in Daily Dose, Featured, News The Office of the Comptroller of the Currency (OCC), in its Quarterly Report on Bank Trading and Derivatives Activities for Q3 2016, found that trading revenue for commercial banks and savings associations declined over-the-quarter but rose substantially over-the-year in the third quarter last year.The OCC reported that bank trading revenue dropped by nearly 9 percent from Q2 to Q3 in 2016, from $7 billion down to $6.4 billion—but at the same time, which “reflects a decline in combined interest rate and foreign exchange revenue,” according to the OCC. At the same time, bank trading revenue shot up by nearly 20 percent from Q3 2015 to Q3 2016, an increase of approximately $1.1 billion.According to the OCC, bank trading results in the second and third quarters were the second-highest since 2000 for each quarter.While trading revenue was way up for banks, net current credit exposure (NCCE), the metric the OCC uses to evaluate credit risk in bank derivative activities, was way down over-the-quarter. The OCC reported that NCCE for banks and savings associations in the U.S. declined by 4.7 percent (approximately $24 billion) over-the-quarter in Q3, down to approximately $481.7 billion at the end of the quarter.NCCE is down substantially from its peak of $804.1 billion at the end of 2008 in the midst of the financial crisis at a time when interest rates were very low and credit spreads were very high, according to the OCC.“The significant decline in NCCE since 2008 has largely resulted from declines in the gross positive fair value (GPFV) of interest rate and credit contracts,” OCC reported.Also according to the OCC, 1,438 commercial banks and savings associations in the United States held derivatives in the third quarter while four banks held almost 90 percent of the notional amount of derivatives, defined by the OCC as the “nominal or face amount that is used to calculate payments made on swaps and other risk management products.”Click here to view the OCC’s complete report.  Print This Post The Best Markets For Residential Property Investors 2 days ago The Week Ahead: Nearing the Forbearance Exit 2 days ago Governmental Measures Target Expanded Access to Affordable Housing 2 days ago Bank Trading Revenue Banks Credit Risk Exposure OCC 2017-01-04 Brian Honea Demand Propels Home Prices Upward 2 days ago Related Articles Servicers Navigate the Post-Pandemic World 2 days agocenter_img About Author: Brian Honea Servicers Navigate the Post-Pandemic World 2 days ago Banks’ Credit Exposure is Much Less Risky These Days Subscribe Sign up for DS News Daily Previous: Housing Shows Strength in Numbers Next: Market Changes Could Further Crimp Affordability Data Provider Black Knight to Acquire Top of Mind 2 days ago Brian Honea’s writing and editing career spans nearly two decades across many forms of media. He served as sports editor for two suburban newspaper chains in the DFW area and has freelanced for such publications as the Yahoo! Contributor Network, Dallas Home Improvement magazine, and the Dallas Morning News. He has written four non-fiction sports books, the latest of which, The Life of Coach Chuck Curtis, was published by the TCU Press in December 2014. A lifelong Texan, Brian received his master’s degree from Amberton University in Garland. The Best Markets For Residential Property Investors 2 days ago January 4, 2017 1,240 Views Home / Daily Dose / Banks’ Credit Exposure is Much Less Risky These Days Tagged with: Bank Trading Revenue Banks Credit Risk Exposure OCClast_img read more

Courts This Week- A Weekly Round Of Important Legal Developments In The Country [Episode-16]

first_imgTop StoriesCourts This Week- A Weekly Round Of Important Legal Developments In The Country [Episode-16] Sanya Talwar31 May 2020 7:33 AMShare This – x…Your free access to Live Law has expiredTo read the article, get a premium account.Your Subscription Supports Independent JournalismSubscription starts from ₹ 599+GST (For 6 Months)View PlansPremium account gives you:Unlimited access to Live Law Archives, Weekly/Monthly Digest, Exclusive Notifications, Comments.Reading experience of Ad Free Version, Petition Copies, Judgement/Order Copies.Subscribe NowAlready a subscriber?LoginSubscribe to LiveLaw, enjoy Ad free version and other unlimited features, just INR 599 Click here to Subscribe. All payment options available.loading….Next Storylast_img read more

FBI says that the teen claiming to be missing Timmothy Pitzen is not him

first_imgAurora Police Department via Center for Missing and Exploited Children(NEW YORK) — The FBI have announced that DNA testing confirms the teen found in Kentucky on Wednesday who claimed to be a missing child is not him.The teen reportedly told authorities that he was Timmothy Pitzen, who was last seen when he was 6 years old and his mother took him out of school early in 2011, days before dying by suicide.FBI Louisville, FBI Cincinnati, Aurora Police Department, Newport Police Department, Cincinnati Police Department and Hamilton County Sheriff’s Office have been working together on confirming the individual’s identity and they announced Thursday that the DNA results indicate that the teen is not Timmothy Pitzen.“To be clear, law enforcement has not and will not forget Timmothy, and we hope to one day reunite him with his family. Unfortunately, that day will not be today,” said FBI Louisville Supervisory Special Agent Timothy Beam in a statement.Timmothy Pitzen has been reported missing since 2011, when he was last seen being checked out of his Aurora, Illinois, school by his mother, Amy Fry-Pitzen.Timmothy was 6-years-old at the time, and the search for him and his mother spanned the region before she was found dead by suicide in a motel room in Rockford, Illinois.The case has been of national interest for years as relatives held out hope he was still alive.And they had reason to believe he may still be alive: his mother left notes saying Timmothy was safe but would never be found.Days after his disappearance, Timmothy’s father, Jim Pitzen, told ABC News he was convinced his son was still alive.“He’s out there somewhere, and I know he’s OK. I just want him to come home to his family,” Pitzen said.Jim Pitzen later spoke to Crime Watch Daily in 2017, where he talked about the last time he said he saw his son.“I said ‘I love you buddy,’ and he said ‘I love you too, Dad, and I’ll see you later,’ and I’m like ‘OK,’ and I watched him run off to class,” Pitzen told the channel about the last morning he dropped his son off at school.The elder Pitzen said he returned to the school that afternoon, only to find the boy’s mother had picked him up about an hour after he was dropped off, allegedly citing a family emergency.Pitzen said he called relatives — including his in-laws — before deciding to wait.“I was like, ‘OK, she’s upset at me for some reason so she’ll need to cool down.’ So the next morning comes around and they’re still not home so I call the police department and report Amy and Timmothy missing,” he told Crime Watch Daily.Jim Pitzen said Amy Pitzen called his brother, which seemed odd to him. His brother told him he could hear Timmothy “in the background playing or hanging out,” Pitzen said.Pitzen told Crime Watch Daily his brother also noted that Amy Pitzen said, “‘Timmothy is fine. Timmothy belongs to me. Timmothy and I will be fine. Timmothy is safe.’”Pitzen said he heard from police three days later that Amy Pitzen was found dead in a motel room without Timmothy, but with a suicide note.John Bischoff, an executive director at the National Center for Missing and Exploited Children, told ABC News that while every case is unique, there are a number of cases where children are found years after disappearing.The center has been involved in 50,000 to 60,000 cases in the past five years, and over 3,000 of those saw children recovered after being missing for six months or longer, he said.“In that same time-frame, we’ve had over 150 cases where the children were recovered after being missing for more than a decade,” Bischoff said.Bischoff said that while a possible discovery is a windfall for the family, it can also be “an emotional roller coaster” for other parents whose children are missing.“I say it’s a double-edged sword because yes they’re excited … but there’s always some form of self-reflection where they say, ‘Where’s my child?’ So it’s a difficult road for all searching parents out there,” he said.But a discovery can have positive ripple effects.“Any public engagement in any of these cases will drive additional tips and leads on cases across the board,” he said. “Someone out there knows something, so it’s just a matter of getting the right person to view the right image at the right time.”Copyright © 2019, ABC Radio. All rights reserved.last_img read more

Two Ohio University students plead guilty in 18-year-old’s hazing death

first_imgGoogle Street View(ATHENS, OH) —  Two Ohio University students pleaded guilty Thursday for their involvement in the hazing death of an 18-year-old freshman, prosecutors said.Dominic A. Figliola, 21, and Cullen Willi McLaughlin, 21, both appeared before a judge to enter their pleas in the death of Collin Wiant, who died of asphyxiation from nitrous oxide ingestion on Nov. 12, 2018, according to a statement from Athens County Prosecuting Attorney Keller Blackburn.Figliola pleaded guilty to hazing, a fourth-degree misdemeanor, while McLaughlin pleaded guilty to two counts of possession of LSD, a fifth-degree felony, according to the statement.A third person, Zachary Herskovitz, 22, of Coraopolis, PA, also appeared in court and pleaded guilty to permitting drug abuse, a felony of the fifth degree. Herkovitz was convicted of hazing, a misdemeanor of the fourth degree, and ordered to complete one year of non-reporting probation and pay a fine of $250.Neither were hit with jail time. They will instead have to successfully complete the Prosecutor’s Office Athens County Empowerment Program.Figliola was also ordered to complete a year of probation.Blackburn said that both students were part of a “cycle of hazing that has existed within Ohio University Sigma Pi fraternity for years.”Wiant was a freshman at the university and had been selected as a pledge two months before he died, according to a wrongful death suit filed by his family in February against the fraternity and 10 individuals.The teenager died inside a Sigma Pi Epsilon annex house in Athens, Ohio, where he was allegedly beaten with a belt, pelted with eggs, deprived of sleep and forced to take drugs and drink a gallon of alcohol in an hour, the lawsuit alleged.Seven other people were also arrested in his death and indicted on a range of charges, including involuntary manslaughter, reckless homicide, trafficking and tampering with evidence.Figliola and McLaughlin will testify against those defendants as part of their guilty plea, according to prosecutors. Copyright © 2020, ABC Audio. All rights reserved.last_img read more

Appeal decision clarifies discrimination claims

first_img Previous Article Next Article Related posts:No related photos. Comments are closed. Appeal decision clarifies discrimination claimsOn 3 Feb 2004 in Personnel Today TheUK’s equality commissions have welcomed a Court of Appeal decision that makesit clear that people who have been discriminated against can claim compensationfor the losses they suffer as a result.Thedecision centred on the case of Yassin Essa, a construction worker who wasracially abused during the allocation of work on the building site of theMillennium Stadium in Cardiff.Essaleft his job and suffered from depression following the incident, but theemployment tribunal’s original decision ruled that he was not entitled tocompensation for psychiatric illness because it was not a foreseeable reaction.TheEqual Opportunities Commission (EOC), Commission for Racial Equality andDisability Rights Commission took the unprecedented step of making a jointapplication to the Court of Appeal to intervene in the case and assist ininterpreting the relevant legislation.Ifthe original decision was upheld, the commissions said, it would have meantthat people who suffered an unusually severe reaction to discrimination wouldonly be able to recover compensation for the injuries that were ‘reasonablyforeseeable’.JulieMellor, chair of the EOC, said: “This decision recognises the damagediscrimination can cause and ensures people will be properly compensated infuture.”DianahWorman, equal opportunities adviser at the Chartered Institute of Personnel andDevelopment, said the decision had clarified an important issue.last_img read more

Russian sub Rostov-on-Don undergoes maintenance

December 28, 2015 Russian Navy’s new diesel-electric submarine Rostov-on-Don completed her sail from Novorossiysk to Sevastopol – both Black Sea ports, on December 25. In Sevastopol, the submarine will undergo inspection and routine maintenance of mechanisms of the submarine after it made the transition from the North to the Black Sea Fleet, and after it completed objectives in the Mediterranean.Earlier this month, on December 8, the Rostov-on-Don achieved a first-of-a-kind milestone for the Russian Navy. Namely, according to the Russian Defence Minister Sergei Shoigu, the submarine fired Kalibr cruise missiles while submerged in the Mediterranean Sea.The cruise missiles fired from the submarine reportedly also hit their targets, ISIS positions in the Syrian Raqqa province.The Russian Navy said that after the scheduled maintenance is completed, the crew would begin a planned combat training.[mappress mapid=”17559″]Naval Today Staff View post tag: Russian Navy Share this article View post tag: Rostov-on-Don View post tag: Black Sea Fleet Russian sub Rostov-on-Don undergoes maintenance Back to overview,Home naval-today Russian sub Rostov-on-Don undergoes maintenance Authorities read more